Arizona Health Insurance Exam 2025 – 400 Free Practice Questions to Pass the Exam

The maximum annual out-of-pocket expense for Marketplace plans in Arizona for individuals is indeed between $8,000 and $9,000. This figure represents the highest amount that an individual would be required to pay for covered healthcare services during a policy year, excluding premiums. Once this threshold is reached, the insurance plan typically covers 100% of additional costs for covered services for the rest of the year.

In the context of health insurance, understanding out-of-pocket maximums is crucial for consumers, as it helps them budget for their healthcare expenses and provides a safety net in case of high medical costs. The range of the out-of-pocket maximum is set each year by federal guidelines and may vary based on the specific Marketplace plan, so it is essential for individuals shopping for insurance to stay informed about these limits.

The other options either underestimate or exceed these maximum limits, thus they do not accurately reflect the current regulations pertaining to Marketplace plans in Arizona.